Rates







Loans | Mortgage | Savings | Certificates

Rates Effective May 1, 2016

 

 

 

Loans Rate APR* Term  
Share Secured 5.000 5.000 120 Calculator
Share Plus (signature, co-signer, used car) 11.000 11.000 60  
Unsecured/Signature 12.000

12.000

72  
Used Automobile 5.000 5.000 24 Calculator
Used Automobile 5.000 5.000 36 Calculator
Used Automobile 5.000 5.000 48 Calculator
Used Automobile 5.000 5.000 60 Calculator
New Automobile 3.500 3.500 24 Calculator
New Automobile 3.500 3.500 36 Calculator
New Automobile 3.500 3.500 48 Calculator
New Automobile 3.500 3.500 60 Calculator
New Automobile 3.500 3.500 72 Calculator
Second Mortgage 4.250 4.250 60 Calculator
Second Mortgage 4.500 4.500 120 Calculator
VISA cards 14.900 14.900 n/a Calculator
PHEAA Stafford   0.000 120 Calculator
PHEAA Plus   0.000 120 Calculator

 

*APR = Annual Percentage Rate
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Second Mortgage - 60 mos.

Rate Points APR*
4.25 0 4.25


Second Mortgage - 120 mos.

Rate Points APR*
4.50 0 4.50

 

*APR = Annual Percentage Rate
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Rates Effective May 1, 2016

 

Savings Dividend Rate APY* Term
Regular Shares .150 .150 n/a
Christmas Club .150 .150 n/a
Club Accounts .150 .150 n/a
Accumulated Share Accounts .150 .150 n/a
IRA Accounts .150 .150 n/a
Share Draft Accounts ..150 .150 n/a

 

*APY = Annual Percentage Yield
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Rates Effective May 1, 2016

 

Certificates Dividend Rate APY* Term
Certificate - $ 500.00 Min. .400 .400 6
Certificate - $ 2,500.00 Min. .400 .400 6
Certificate - $ 5,000.00 Min. .400 .400 6
Certificate - $ 10,000.00 Min. .400 .400 6
Certificate - $ 500.00 Min. .500 .500 12
Certificate - $ 2,500.00 Min. .500 .500 12
Certificate - $ 5,000.00 Min. .500 .500 12
Certificate - $ 10,000.00 Min. .500 .500 12

 

*APY = Annual Percentage Yield
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